Commercial umbrella insurance covers large unexpected events that can have a devastating impact on your business, brand reputation and financial stability. While standard liability policies can help protect a company from a broad range of situations, there are certain times when losses may exceed what primary insurance can fully cover. From damaging multi-million dollar lawsuits, to auto accidents, to product liability claims: protecting your company means preparing and planning for the worst case scenario. Our commercial umbrella and excess liability solutions provide you with the extra security and peace of mind so that your business is properly protected in the event of catastrophe.
A commercial Umbrella Liability Policy supplements your existing policy’s general liability, auto liability, and employer’s liability limits. The benefits of a commercial umbrella policy are increased limits in excess of standard primary policies, replacement of primary policies if limits are used up by covered losses, and broader coverage. Our commercial umbrella excess liability solutions include:
- A/B Umbrella
- Excess Liability
- Monoline Umbrella & Excess Liability: Excess Casualty
- Excess Surplus: Northfield