Commercial Umbrella and Excess Liability Insurance

Commercial umbrella insurance covers large unexpected events that can have a devastating impact on your business, brand reputation and financial stability. While standard liability policies can help protect a company from a broad range of situations, there are certain times when losses may exceed what primary insurance can fully cover. From damaging multi-million dollar lawsuits, […]

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Excess Casualty Insurance

Protecting your business is as important to us as it is to you—particularly when dealing with large losses beyond what your primary insurance can cover. Travelers provides an extra layer of protection with monoline umbrella and excess liability through our Excess Casualty unit. Dedicated underwriting, actuarial and claim teams leverage industry expertise and specialization to

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Insurance terms, explained

Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we

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looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or worse, a fire or some other disaster—also find out too late that they didn’t have enough insurance to replace their jewelry. Here’s

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Pet Health Insurance

Get the best protection for your best friend. You love your pet, so the decision to take care of him or her is a simple one for you and your family. That’s why we’ve partnered with the Hartville Pet Insurance program to offer customized coverage options at a price that’s right for you, so you

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Now is the time to ‘shovel everything you can’ into a Roth IRA, says retirement expert—here’s why

The U.S. stock market has rebounded in recent weeks, though the S&P 500 is still down almost 15% from its all-time high in February. Declines in the market, along with the prospect of higher income taxes to come, are among the reasons experts say now is a good time to consider making a key change to your retirement accounts.

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Why an Independent Agent?

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like LS Premier Enterprises you get choices. Why? Because independent insurance agencies, like LS Premier

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