You have so much worth protecting Umbrella insurance is the most valuable coverage you’ve probably never heard of. Yet it’s highly likely you need it. And it isn’t just for high earners. It’s for everyone, especially if you: Own a car Have regular income, assets, or retirement savings to protect Have children, especially a teenage […]
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Life is unpredictable. Of course, you already know this. But have you considered all the risks you currently face? Distracted drivers. People using social media to expose others’ dirty laundry. Teen drivers, carpools, pets, parties, and even your occasional housekeeper are all examples of everyday risks. Our society is also more litigious than ever, and
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If you’re thinking of moving, you’ve probably heard the advice from real estate agents and stagers to cut down on clutter to appeal to potential buyers. It’s easier for someone new to imagine living in your home if they don’t have to look past crammed corners and closets. Unfortunately, it can be overwhelming to think about
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Construction Insurance From bidding on and successfully completing construction jobs that achieve acceptable margins to hiring and training employees in an increasingly hard-to-find labor market, contractors face demanding and complex challenges as they strive to build and maintain successful construction businesses. Part of the Crew Those who work with us see us as an extension
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Experiencing a loss can be stressful, frustrating and disheartening, but having insurance coverage will help alleviate the financial burden a loss can cause. The first step in restoring your property and moving forward is to determine if your policy provides coverage for the loss. To do this you need to file a claim with the
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It’s undeniable: the fastest growing segment of personal lines property and casualty—in terms of policy count—is renters insurance1. More people are living in rental units and they are staying there longer. But the average premium for renters insurance continues to decline2, so the booming growth in policies doesn’t necessarily equate to big business. What does
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Trying to understand how your small business insurance works, but having trouble with the language? We understand. Here are some of the more important terms to help you understand your policy. Signing Up Endorsement/Rider: Additional protection purchased in addition to your core business owners policy (BOP). You can use riders to add extra features to your
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With data breaches on the rise, companies have tightened their information security measures, shoring up their computer systems and locking down their networks. Now, instead of attempting to enter through an increasingly fortified front door, hackers are searching for new vulnerabilities. Many revolve around the person behind the computer instead of the system itself. “The human has
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Commercial umbrella insurance covers large unexpected events that can have a devastating impact on your business, brand reputation and financial stability. While standard liability policies can help protect a company from a broad range of situations, there are certain times when losses may exceed what primary insurance can fully cover. From damaging multi-million dollar lawsuits,
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Protecting your business is as important to us as it is to you—particularly when dealing with large losses beyond what your primary insurance can cover. Travelers provides an extra layer of protection with monoline umbrella and excess liability through our Excess Casualty unit. Dedicated underwriting, actuarial and claim teams leverage industry expertise and specialization to
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